What Is an Investment Calculator?

An Investment Calculator is a financial tool that helps users estimate the future value of their investments based on the initial amount, interest rate, and time period. It allows investors to plan their financial goals and understand how compounding works over time.

This calculator provides instant results, helping users make informed financial decisions without complex manual calculations.

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Why Use an Investment Calculator?

• Helps plan long-term financial goals
• Shows the power of compound interest
• Saves time and avoids manual calculations
• Useful for mutual funds, FD, SIP planning
• Beginner-friendly and easy to use
• Helps compare different investment scenarios

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What is SIP (Systematic Investment Plan)?

A Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly (monthly or quarterly) into mutual funds or other investment options. Instead of investing a large amount at once, SIP allows you to invest small amounts over time.

Key Features of SIP

• Invest small amounts regularly (e.g., ₹1,000 per month)
• Benefits from rupee cost averaging
• Ideal for salaried individuals
• Reduces market timing risk
• Encourages financial discipline

What is Lumpsum Investment?

A Lumpsum Investment means investing a large amount of money at one time instead of spreading it over multiple installments.

This type of investment is suitable when you have surplus funds available.

Key Features of Lumpsum Investment

• One-time large investment
• Higher returns if markets perform well
• Suitable when market levels are favorable
• Simple and easy to manage

What is One-Time Investment?

A One-Time Investment is similar to a lumpsum investment where you invest money once and let it grow over a specific time period.

It is commonly used for:

• Fixed deposits (FD)
• Bonds
• Mutual funds
• Long-term savings goals

Key Features of One-Time Investment

• Single investment
• Fixed or variable returns
• Low effort after investing
• Suitable for long-term goals